Please read these Terms & Conditions carefully before registering or using any service on fcm99.win. By accessing the platform, you agree to be bound by these terms in full.
You must be at least 21 years of age to register and use fcm99. By creating an account, you confirm your eligibility and that online gaming is lawful in your jurisdiction.
Each player is permitted one active fcm99 account only. Duplicate accounts will be suspended and balances forfeited. Attempting to circumvent this rule is a material breach of these Terms.
All promotional bonuses are subject to wagering requirements stated at the time of offer. Failure to meet turnover conditions before withdrawal will result in bonus funds being removed from the balance.
fcm99 transacts in Malaysian Ringgit (MYR). All deposits via Touch n Go eWallet, Boost, and local bank transfers are processed in MYR. Withdrawal requests are subject to verification checks.
Players are solely responsible for maintaining the confidentiality of their login credentials. fcm99 accepts no liability for losses arising from unauthorised access where the player failed to secure their account.
fcm99 reserves the right to modify these Terms & Conditions at any time. Continued use of the platform after changes are published constitutes acceptance of the revised Terms.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and fcm99 ("fcm99", "we", "us", "the Platform") governing your access to and use of the website fcm99.win, including all games, services, content, and features offered therein.
By accessing fcm99.win, registering an account, making a deposit, placing a wager, or otherwise using any service provided by fcm99, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference.
If you do not agree with any part of these Terms, you must immediately cease use of the platform and close any account you may hold with fcm99.
2.1 Age Requirement. Use of fcm99 is strictly restricted to individuals who are 21 years of age or older. By registering, you warrant that you meet this minimum age requirement. fcm99 reserves the right to request proof of age at any time and to suspend or permanently close any account where the age requirement is not satisfied.
2.2 Jurisdictional Eligibility. It is your sole responsibility to verify that online gaming is lawful in your jurisdiction before registering. fcm99 targets Malaysian players and is intended for users in Malaysia. Players must comply with all applicable local laws and regulations. fcm99 accepts no liability for use of the platform in jurisdictions where such activity is prohibited.
2.3 Account Limit. Each individual is permitted to hold one (1) active account on fcm99.win. Opening duplicate or multiple accounts — whether using the same identity, different identities, or proxy identities — is strictly prohibited and constitutes a material breach of these Terms. fcm99 reserves the right to suspend all associated accounts and permanently forfeit any outstanding balances in such cases.
2.4 Accurate Information. When registering, you agree to provide truthful, current, and complete information including your full legal name, date of birth, contact details, and preferred payment method. You are responsible for keeping this information up to date. fcm99 may require documentary verification of your identity, address, or payment method at any time as part of our Know Your Customer (KYC) obligations.
3.1 Login Credentials. You are solely responsible for the security of your fcm99 username and password. You must not share your credentials with any third party. fcm99 recommends enabling two-factor authentication, which is available from within your account settings.
3.2 Unauthorised Access. If you suspect that your account has been accessed without your authorisation, you must notify fcm99 customer support immediately via live chat or email. fcm99 is not liable for any losses resulting from unauthorised access where reasonable account security was not maintained by the player.
3.3 Account Verification. fcm99 operates a mandatory account verification process. Players may be required to submit copies of government-issued identification (MyKad, passport, or equivalent) and proof of address before withdrawal requests are processed. This process complies with international Anti-Money Laundering (AML) standards.
4.1 Accepted Methods. fcm99 accepts deposits and processes withdrawals via Touch n Go eWallet, Boost, Maybank, CIMB, Public Bank, and other local payment methods as published on the Platform from time to time. All transactions are denominated in Malaysian Ringgit (MYR).
4.2 Deposit Processing. Deposits made via local e-wallets and online banking are typically credited to your fcm99 account within minutes of successful transaction confirmation. fcm99 does not charge deposit fees, though your payment provider may apply their own charges.
4.3 Withdrawal Conditions. Withdrawal requests are subject to KYC verification and may be reviewed for AML compliance prior to processing. Bonus funds and any associated winnings may be subject to wagering requirements before becoming eligible for withdrawal. fcm99 aims to process approved withdrawal requests within 2–4 business hours, subject to the applicable payment method's processing time.
4.4 Own Funds Only. Players may only use funds that are legally theirs to wager. fcm99 does not extend credit of any form. Deposits made from joint accounts or third-party payment instruments may be refused and returned.
5.1 Bonus Terms. All promotions, bonuses, and free credit offers made available on fcm99 are subject to individual promotional terms, including minimum deposit thresholds, time limits, game restrictions, and wagering requirements. These terms are published alongside each individual offer.
5.2 Wagering Requirements. Unless expressly stated otherwise, bonus funds must be wagered a specified number of times (the "turnover requirement") before any associated winnings can be withdrawn. The applicable multiplier and eligible games are detailed in each promotion's individual terms.
5.3 Abuse of Bonuses. fcm99 monitors accounts for patterns consistent with bonus abuse, collusion, and arbitrage betting. Where such activity is detected, fcm99 reserves the right to void bonus funds, cancel pending withdrawals, and close the offending account without prior notice.
5.4 Modification or Withdrawal of Offers. fcm99 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Players will not be entitled to compensation for promotions that are withdrawn before they have been claimed.
6.1 Sportsbook. All sports bets placed on fcm99 are subject to the Platform's Sports Betting Rules, which govern accepted bet types, settlement procedures, event cancellation policies, and minimum/maximum stake limits. Odds displayed at the time of bet placement are those applicable to that wager.
6.2 Casino & Live Games. All casino games offered on fcm99 — including but not limited to live baccarat, blackjack, roulette, dragon tiger, and RNG slots — are governed by the rules of the respective game provider. Game outcomes are determined by certified random number generation or live dealing procedures and are final once confirmed.
6.3 Technical Malfunctions. In the event of a technical malfunction during a game round or sports event, fcm99 reserves the right to void affected bets and return stakes to player balances. fcm99 accepts no liability for connectivity issues on the player's side that result in disrupted gaming sessions.
The following activities are strictly prohibited on fcm99 and may result in immediate account suspension, forfeiture of funds, and referral to relevant authorities:
fcm99 is committed to promoting responsible gambling practices among its players. The Platform provides the following tools, accessible from within your account settings after logging in:
If you believe your gambling behaviour is causing harm, we strongly encourage you to visit our Responsible Gaming page for further guidance and professional support contacts available to Malaysian players.
All content on fcm99.win — including but not limited to the fcm99 brand name, logo, website design, software, text, graphics, game interfaces, and marketing materials — is the exclusive intellectual property of fcm99 or its licensed providers. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform solely for personal entertainment purposes.
You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content from fcm99.win without prior written consent from fcm99. Unauthorised use of fcm99's intellectual property constitutes a breach of these Terms and may result in legal action.
To the maximum extent permitted by applicable law, fcm99 shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Platform, including without limitation any losses arising from:
Nothing in these Terms shall exclude or limit fcm99's liability for fraud, fraudulent misrepresentation, or any liability that cannot be excluded by law.
These Terms are governed by the laws applicable to fcm99's licensing jurisdiction. In the event of a dispute between you and fcm99 relating to these Terms or your use of the Platform, the parties shall first attempt to resolve the matter through good-faith negotiation.
If a dispute cannot be resolved informally within thirty (30) days of written notice by either party, it shall be submitted to binding arbitration under the rules of an internationally recognised arbitration body. Pending resolution, you agree not to initiate any public claims or chargebacks without first exhausting the internal dispute process with fcm99 support.
12.1 Amendments. fcm99 reserves the right to revise these Terms & Conditions at any time. When material changes are made, fcm99 will publish the updated Terms on fcm99.win with a revised "Last Updated" date. Your continued use of the Platform after such publication constitutes acceptance of the amended Terms.
12.2 Account Termination by Player. You may close your fcm99 account at any time by contacting support. Prior to closure, any outstanding wagering requirements on active bonuses must be resolved, and all eligible balances will be returned via your registered payment method following standard verification.
12.3 Account Termination by fcm99. fcm99 reserves the right to suspend or terminate any account at its sole discretion, including — but not limited to — situations involving breach of these Terms, fraud, suspicious activity, or regulatory requirement. In cases of termination for cause, fcm99 may withhold balances pending investigation and reserves the right to forfeit bonus-derived funds.
Our 24/7 support team is ready to help. Contact fcm99 via live chat or email — we typically respond within 2–4 hours. Already have an account? Log in and get back to the action.
Go to fcm99 Login